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Evora Insurance


mayevora

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10 minutes ago, mayevora said:

but included breakdown

I've been in the RAC for years and it covers me in any car. 

But surely no Lotus ever breaks down   - ....    have had the RAC out several times for my old Elite 501 and only once for one of the excels - last time over 25 years ago...

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  • Gold FFM
7 minutes ago, exeterjeep said:

But surely no Lotus ever breaks down   - ....  

This current Evora is the only Lotus I’ve had that ‘hasn’t’ let me down so far lol.🤞

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Always do sober what you said you'd do drunk - that will teach us to keep mouth shut!

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  • 2 weeks later...
  • 1 month later...
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LV won't quote on mine due to the modifications, :cry:.

Hopefully I can find something soon as renewal is 1st March. I haven't had the figure yet from my current provider (AIB) but going on the past 2 years it's going to be north of £700 if I want any decent sort of mileage allowance.

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i have had a reasonable quote from a company called Flow through compare the market. Need to find out a bit more about them

hindsight: the science that is never wrong

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  • 2 weeks later...
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Well, that's the Evora's new cover in place from the beginning of next month.

Having the number of modifications that mine has, made it quite a challenge to find somebody to take it on at reasonable cost (I got one quote for just shy of £6k and I had to fit a black box, :o) but I just didn't want to be held to ransom yet again by my existing insurer - they were quoting £846 for the renewal.

In the end, I've just added it to the multicar policy we have for our other 2 cars through the high-ranking naval officer and so I now have the Lotus, Alfa and Saab all on 1 policy, at a premium that's about £100 less than the renewal figure for just the Evora and with £300 less of an excess. The only material difference between the 2 policies is that whereas the old one covered the modifications fully, the new one allows the car to be modified but should I make an 'at fault' claim, it would only be repaired back to factory specification - doesn't bother me as I've never made a claim on my own policy ever, in nearly 50 years of driving, and I've certainly no intention of starting now. There, that's jinxed it for sure, :rolleyes:.

Amazingly, when I informed my old insurer not to renew, they suddenly came back with a revised quote that was close to the additional premium on the multicar policy, :no. Sorry! Too little, too late. Why couldn't they offer that from the outset? :angry:

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2 hours ago, Alfa2Evora said:

Amazingly, when I informed my old insurer not to renew, they suddenly came back with a revised quote that was close to the additional premium on the multicar policy, :no. Sorry! Too little, too late. Why couldn't they offer that from the outset? :angry:

Sharp business practice I'm afraid. They think they can get away with it, and so they try it on. Then they get "pissed" when customers walk away.

My Evora 410 this time is £295 based on the renewal offer that LV has just sent me. That's £10 cheaper than last year so I'll not even bother to shop around and just reward them with an easy, low cost to process for them, straightforward renewal.

I actually think it is a bargain and great service from LV (can someone please stand behind @Colin P as he reads this to catch him as he faints that I have complimented an insurer! :) ) and covers the car for commuting and "business" use, 10k miles pa, and INCLUDES protected NCB AND Motor Legal Expenses Insurance and my ability to choose the repairer (hopefully never needed) for only an additional £200 excess!  Not bad at all if you ask me....

 

Alcohol. Sex. Tobacco. Drugs. Chocolate.  Meh! NOTHING in this world is as addictive as an Evora +0. It's not for babies!    

The first guy to ride a bull for fun, was a true hero. The second man to follow him was truly nuts!   

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  • 2 months later...
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It'll be interesting to see what people's insurance comes in at this year.

 

For me, no change in circumstances, they sent me a message a few days ahead saying, 'just to let you know, we now treat all customers the same blah blah' insurance went up by £150 can't get it cheaper elsewhere either. Not sure if it's general inflation, increased values or what but strange leap in price.

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Renewed mine in March and was cheaper than last year! £290 iirc including use for business on a Sport 410 Evora 

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Alcohol. Sex. Tobacco. Drugs. Chocolate.  Meh! NOTHING in this world is as addictive as an Evora +0. It's not for babies!    

The first guy to ride a bull for fun, was a true hero. The second man to follow him was truly nuts!   

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LV. Been with them for the last four years on the Evora and have been great.  No track day cover though.

Alcohol. Sex. Tobacco. Drugs. Chocolate.  Meh! NOTHING in this world is as addictive as an Evora +0. It's not for babies!    

The first guy to ride a bull for fun, was a true hero. The second man to follow him was truly nuts!   

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I'm also with LV. They are still the cheapest for me but a big hike for some reason this year. I obviously offended them somehow!

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  • 5 weeks later...

Just got my renewal through from LV, also a big hike, up from £262 to £343 and nothing changed over the last year.  After trawling CompareTheMeercat Switched to Churchill Fully Comp Plus lower excess, includes hire car and legal protection (which were extra on LV).  The bizarre thing was Churchill quote started at £254 but I realised I'd missed a windscreen claim for Mrs Mellow, added that and it dropped to £196 including business for both of us, 4k mileage.

Edited by Mellow Yellow
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Just switched from LV to Churchill this morning all the benefits mentioned above by Mellow Yellow came in at £180 decided to pay a additional £25 to drop my excess by £350. More than happy.

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