Gold FFM Dan E Posted June 15, 2022 Gold FFM Report Share Posted June 15, 2022 All, my son has his test in a month or so i thought I would have a look around last night about getting him some insurance should he pass. The car is a low insurance group Fiesta ST Line, the quotes are big money but obvs i understand the risk. I am really against him getting a black box as i know a few people who have had them and broken a few silly rules and their insurance went through the roof, one even had his insurance revoked!! Being realistic being 17 you're never going to stick to the speed limit 100% of the time but I have also warned him that he really needs to not get caught speeding (like his Dad does not @Bibs) and definitely doesn't want to hit anything, btw he is paying for the insurance not me, mainly because i bought the car and he needs to feel the joys of motoring. I am also not putting him mine or the missus insurance as he needs to build some NCD and I have 32 years no claims 😁 I have however put us both as named drivers So anyone had any luck with this, any suggestions or is a case he is going to have to suck this up and not hit anything thanks in advance Dan E Quote Link to comment Share on other sites More sharing options...
Gold FFM Barrykearley Posted June 15, 2022 Gold FFM Report Share Posted June 15, 2022 Black boxes are good - but be wary of mileage limits etc. Dannys was £805 for the year on 10k miles on an 18 plate vw polo. however - I’ve just been stung with another £400+ due to him needing to be more like 18k miles. pays your money takes your choice. Ingenie was the one I used for both my kids - go direct to them and look on Facebook for discount codes for them. A non black policy would have been circa £1400 - but him knowing he’s being watched limits the temptation to drive like his dad might have done back then 😂 Quote Only here once Link to comment Share on other sites More sharing options...
Gold FFM MJON Posted June 15, 2022 Gold FFM Report Share Posted June 15, 2022 Friends 18 year old daughter had a black box fitted in her car. His words “never again” as final cost hiked up considerably. Quote Link to comment Share on other sites More sharing options...
Gold FFM Dan E Posted June 15, 2022 Author Gold FFM Report Share Posted June 15, 2022 that is exactly what i heard, also I sometimes take his car if it is the easiest to get out in the morning (also because it is actually a right laugh to drive) so what happens then? What happened to the days of Swinton Insurance ring them up for your MK2 escort £300 smash it up next £350!! I think he is going to have to take this one on the chin to be honest. Quote Link to comment Share on other sites More sharing options...
LotusFella Posted June 15, 2022 Report Share Posted June 15, 2022 My daughter passed a month ago. She is 18 in October and we bought her a mini one 2011 1.6. Insurance for her without a box and both myself and my wife as named drivers. £1200 no restrictions Quote Link to comment Share on other sites More sharing options...
Colin P Posted June 16, 2022 Report Share Posted June 16, 2022 Admiral multi car. Added each of our kids cars when they turned 17 on and always the cheapest and never even discuss a black box as being needed. Quote Blessed with the competence to be a slave to the incapable. Currently without a Lotus, Evora 400 Hethel Edition in Racing Green with Red leather and 2010 Evora N/A in Laser Blue and 1983 Lotus Excel LC Narrow body in Ice Blue all sadly gone. Link to comment Share on other sites More sharing options...
Gold FFM Dan E Posted June 16, 2022 Author Gold FFM Report Share Posted June 16, 2022 59 minutes ago, Colin P said: Admiral multi car. Added each of our kids cars when they turned 17 on and always the cheapest and never even discuss a black box as being needed. perfect I already have a couple of cars with admiral. I will give them a call 🤩 Quote Link to comment Share on other sites More sharing options...
pete Posted June 16, 2022 Report Share Posted June 16, 2022 Make sure any claim they may have doesn't affect your no claims Quote hindsight: the science that is never wrong Link to comment Share on other sites More sharing options...
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