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New driver Insurance without black box


Dan E

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All,

my son has his test in a month or so i thought I would have a look around last night about getting him some insurance should he pass. The car is a low insurance group Fiesta ST Line, the quotes are big money but obvs i understand the risk.

I am really against him getting a black box as i know a few people who have had them and broken a few silly rules and their insurance went through the roof, one even had his insurance revoked!! Being realistic being 17 you're never going to stick to the speed limit 100% of the time but I have also warned him that he really needs to not get caught speeding (like his Dad does not @Bibs) and definitely doesn't want to hit anything, btw he is paying for the insurance not me, mainly because i bought the car and he needs to feel the joys of motoring.  I am also not putting him mine or the missus insurance as he needs to build some NCD and I have 32 years no claims 😁 I have however put us both as named drivers 

So anyone had any luck with this, any suggestions or is a case he is going to have to suck this up and not hit anything 

thanks in advance

 

Dan E 

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Black boxes are good - but be wary of mileage limits etc.

Dannys was £805 for the year on 10k miles on an 18 plate vw polo.

however - I’ve just been stung with another £400+ due to him needing to be more like 18k miles.

pays your money takes your choice. Ingenie was the one I used for both my kids - go direct to them and look on Facebook for discount codes for them.

A non black policy would have been circa £1400 - but him knowing he’s being watched limits the temptation to drive like his dad might have done back then 😂

Only here once

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Friends 18 year old daughter had a black box fitted in her car. His words “never again” as final cost hiked up considerably.

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that is exactly what i heard, also I sometimes take his car if it is the easiest to get out in the morning (also because it is actually a right laugh to drive) so what happens then? What happened to the days of Swinton Insurance ring them up for your MK2 escort £300 smash it up next £350!! 

I think he is going to have to take this one on the chin to be honest.

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My daughter passed a month ago. She is 18 in October and we bought her a mini one 2011 1.6. Insurance for her without a box and both myself and my wife as named drivers. £1200 no restrictions

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Admiral multi car. Added each of our kids cars when they turned 17 on and always the cheapest and never even discuss a black box as being needed. 

Blessed with the competence to be a slave to the incapable.

Currently without a Lotus, Evora 400 Hethel Edition in Racing Green with Red leather and 2010 Evora N/A in Laser Blue and 1983 Lotus Excel LC Narrow body in Ice Blue all sadly gone.

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59 minutes ago, Colin P said:

Admiral multi car. Added each of our kids cars when they turned 17 on and always the cheapest and never even discuss a black box as being needed. 

perfect  I already have a couple of cars with admiral. I will give them a call 🤩

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Make sure any claim they may have doesn't affect your no claims

hindsight: the science that is never wrong

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