Ripped off by Churchill

[Pred247 1]

Yep, I got my pants pulled down and stuffed like a piston block.

My insurance is due to finish on the 14th July but I called today to cancel it. I thought I may have a small admin charge but that was fair. Instead, I got a charge of

[mr.oogieboogie 121]

never trust a dog with vic reeves voice

[Pred247 1]

TWAT! Hee hee

John

[mayevora 1,187]

I got a similar surprize 6 weeks ago after I sold another car (not Esprit) 5 months into a 12 months policy which I had paid in advance.

Phoned them up to cancil the policy and to find out how much I would get a refund for -

After their 'admin' charge - recieved a cheque back for #40 pounds! (that seven months cover I've not had) Do these people not realise people actually buy AND sell cars occationally.

Thats some Admin charge! - ie a phone call and some commission clawback most likely.

Daylight Robery - ACADEMY INSURANCE SERVICES - name and shame! As you say John extremely short sighted - another car of mine is Insured currently with them, but wont be at the next renewal.

Edited May 24, 2008 by mayesprit

[OwenGT3 179]

Hi,

Classicline who I'm with at the moment don't even refund any of my policy, If I sold the car I've lost all the insurance money even if it had 11 months left, it states in the documents no refunds.

Owen.

[Paul C 15]

My insurance is due to finish on the 14th July but I called today to cancel it. I thought I may

have a small admin charge but that was fair. Instead, I got a charge of

[mayevora 1,187]

Classicline who I'm with at the moment don't even refund any of my policy, If I sold the car I've lost all the insurance money even if it had 11 months left, it states in the documents no refunds.

When my N/A went 6 weeks ago, I had 6 months to go on the policy with Aon. Phoned them up to say sold and I recieved 6 months return of premium to the penny. Hence new Esprit and using the same Ins Company.

[Jonathan 13]

Same thing happened to me Ian, never lost a penny, nor would I have expected to.

When you say you got charged

[andydclements 757]

I'm with Footman James, during the first 12 months there's either a non refund of premium or a fee (couple of months premium) if yo cancel, can't remember which, but once it's past the first 12 months you can cancel pro-rata (you pay for the part of the year used only), there might be an admin fee but that's only

[snuffy 0]

Hi,

Classicline who I'm with at the moment don't even refund any of my policy, If I sold the car I've lost all the insurance money even if it had 11 months left, it states in the documents no refunds.

Owen.

If that's a limited/agree mileage policy then surely that's exactly what you would expect ? Otherwise, when you ran out of miles you could cancel it and start it again. For example, say it was

[Paul C 15]

I'm with Footman James, during the first 12 months there's either a non refund of premium or a fee (couple of months premium) if yo cancel, can't remember which, but once it's past the first 12 months you can cancel pro-rata (you pay for the part of the year used only), there might be an admin fee but that's only

[Pred247 1]

I didn't pay for it over the phone. I'll wait until they send the final bill in writing an then complain. Especially as it was a continuation. Not a new policy.

I've said it before, and I'll say it again. If ever there was an industry run by the devil, it would be the insurance industry.

Churchill were not exactly cheap anyway. As I said, they were just over the

[islandbloke 1]

I think part of the problem is that insurance companies are being conned by people who take out insurance to tax a car for a year, then cancel it in the hope that ANPR cameras and roadside stops don't show them as being uninsured.

So I can understand it in the first year of a policy - but thereafter it's a con.

[OwenGT3 179]

I'm with Footman James, during the first 12 months there's either a non refund of premium or a fee (couple of months premium) if yo cancel, can't remember which, but once it's past the first 12 months you can cancel pro-rata (you pay for the part of the year used only), there might be an admin fee but that's only

Edited May 25, 2008 by OwenGT3

[ajheath 100]

As martin Lewis points out, what are insurance companies actually selling you? Absolutly nothing, it is simply an amount of money based on risk. Why do policies go up if you do not claim? Simple answer is to make more money from you in the hope it is too much hassle to get quotes elsewhere.

Classic cars like ours should be the cheapest in the world to insure, as they are our pride and joy and will be looked after a 1000 times better than a mere tin box, so that in turn makes us easy prey as we want the best cover. Every year I spend hours getting the best prices for all our cars, and it pays off, we have just insured out Smart Roadster for

[snuffy 0]

Good point about having a pro-rata refund on the miles, not the time.

I've been with ClassicLine for about 5 years now I think. Also very impressed when you ring them up and just tell them your name and they have all your details without having to quote chapter and verse at them. They even keep records if you ask them a query, which is very impressive.

[Jonathan 13]

Yeah classic line do mine as well - very cheaply I might add.