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What made you UNHAPPY today!


rocket63

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Wishing you a full and speedy recovery. Will miss your posts but focus on your recovery. Xx.

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I came into this world screaming and covered in someone elses blood. I'll probably leave it in the same way. 

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Although no physical signs they are sure I have had a minor heart attack because of the enzymes in the blood. So being transferred to cardiology followed by an angiogram and if a stent is needed it will be done then . Probably be next week now.

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hindsight: the science that is never wrong

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At least they know the likely cause, but it still sucks.  I had an Angiogram about 2 years ago but it was for my prostate.  So that's no help to you since you're getting stent work done.  Regardless, I hope the stent takes care of your problem and never experience any cardiac issue again.

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"I thought it was Lambo" -  Thank you very much and now it's time to educate the Exotic Less.

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Email from my insurance (the senior naval officer crowd)

"Dear Mr Boyd

Blah, blah, blah, blah, your vehicle has been declared a total loss.

Blah, blah, blah, blah, your policy on this vehicle has been cancelled.

Blah, blah, blah, blah, a salvage agent will be in contact with you shortly to arrange uplift."

 

Whoa there just a minute. Care to go back and run that past me again?

WTAF!!!!!! :rant: :censored:

I've been on hold now for 40 minutes waiting to talk to somebody in their Claims Dept. This is going nuclear!

Nobody's been to look at the car. They've never been sent any photos of it. How can they decide that?

The only reason that I even informed them of the incident was to abide by what's expected of me according to their terms and conditions, i.e. to inform them at the earliest opportunity of any potential claim. It was made abundantly clear at the time that that was all I was doing and that I wanted no further action taken until the police had carried out their criminal investigations.

 

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@Barrykearley I've taken precautions. My 'family members' are now out patrolling the perimeter and just to keep them on their A-game, they've not yet been fed today, :o.

wolves.thumb.jpg.44d9616f5de1efcbed87388be8bdd1e1.jpg

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The vehicle can be inspected on site with you and a salvage offer made. You simply do not have to hand over the vehicle. It can absolutely go back on the road without issues.

Be firm - they will twist and turn - but it’s your car until they’ve paid for it and only when you accept the outcome.

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Only here once

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2 hours ago, ChrisJ said:

You'll be out intime for the October Breakfast fry-up then :)

 

Where is the Porsche car park

hindsight: the science that is never wrong

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And speaking of the Polis any news or movement there Dave?

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I came into this world screaming and covered in someone elses blood. I'll probably leave it in the same way. 

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David I admire your patience - all 97 minutes of it!  Hell yeah they were rash.  You have so many other things that require attention.  This is just wrong to add crap like this on your already full plate.

 

And speaking of the Polis any news or movement there Dave?

  Is it wrong to think that the X5's BMW owner insurance should cover the costs after Polis review the CCTV footage?  Or is there other process that I'm missing here?

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"I thought it was Lambo" -  Thank you very much and now it's time to educate the Exotic Less.

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On 20/09/2022 at 22:27, Rambo said:

I wouldn't bank on PC Plod doing anything anytime soon. After all they have Rangers and Celtic games to officiate, mugs of tea to make, catching people driving 2 mph over the 20 mph limit, going down to the local chippie and Chinese take aways in their Poileas vans etc.... The last thing they want to do is actually catch low lifes and numpties hell bent on destroying carbon fibre or fibreglass

I think I mentioned 9 days ago that the Polis would do sweet FA 😕 

If they haven't done anything in the last 9 days the chances of them doing something in the next 9 are rather remote 😕

I may be proven wrong but don't hold your breath.

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1 hour ago, Alfa2Evora said:

...... So I don't really understand why the extra premium was required if they're not covering its replacement - does the modified bumper (and the other bits like the rear 'big wing') pose an increased risk to other road users for instance? An excuse to screw a bit more cash out of me for nothing in return is looking the more likely answer now to that quandary, :no.

That's pretty much it. Fancy bits = you may be a boy racer who is an increased risk, or, it becomes more attractive to thieves.

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4 hours ago, Alfa2Evora said:

 

Bill, if they're able to prove 'beyond all reasonable doubt' that the X5 driver was responsible then, yes, their insurance is liable for all the costs and it's their legal responsibility .....

It might be worthwhile to spend a few pounds and consult with a solicitor to clarify just what your legal position is as against the X5 driver.  I know that Scots law has its own idiosyncrasies and won't presume to say what your situation there is. But in other jurisdictions there is a significant difference in the degree of proof that the police would need to proceed with charges and what you would need in a civil action to recover damages from the X5 driver.

Yes, the police will need to be able to establish fault "beyond a reasonable doubt" in order to make charges stick. That can be a tall order. But in many other jurisdictions you would only have to establish the X5 driver's fault on a "balance of probabilities", i.e more likely than not, in order to claim financial recovery for the damages caused. In an extreme position, you might be able to drop your insurance claim, pay for the costs out of pocket and then claim the money back from Mr. (or Ms.) X5.

I'm not recommending that, of course, but I think you will be in a better position to decide on a course of action if you get professional confirmation of your legal rights and the required standard of proof where you are.  

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Mike

'97 V8

'73 Europa TC

'10 Elise SC

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Now I'm unhappy myself.

About half an hour after making the previous post, my wife and I got in the Elise and drove down to the beachfront for fish & chips. I parked on the street, leaving at least 3 feet between us and the pickup truck already parked in front of us. We got out of the car and had walked about 20 feet when we heard a "crunch". The driver of the pickup had decided to back up before leaving his space and put his trailer hitch into the nose of the Elise. He apparently didn't see it because it is too low.

Mow I have the joys of dealing with insurance and arranging the repair.

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Mike

'97 V8

'73 Europa TC

'10 Elise SC

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Mike I'm very sorry to hear that your Elise was backed in to.  And the driver claiming the car is too low to the ground - guess they didn't have RAB (reverse auto braking).  Sorry that you were drafted into the Unhappy thread as an reluctant author.

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"I thought it was Lambo" -  Thank you very much and now it's time to educate the Exotic Less.

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Thanks, Bill.

This seems to be the summer of the invisible Lotus. Back in July a woman in an SUV "didn't see" my Esprit in a parking lot and backed into it. The ironic part is that when I took my phone out this evening to take pictures of the damage to the Elise I saw that I had an email saying that a replacement wheel arch for the Esprit has just arrived at Dave Bean. It will need to be prepped and painted so maybe I can ask for a two-for-one deal on fibreglass work.

Mike

'97 V8

'73 Europa TC

'10 Elise SC

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