free hit
Trackday/road insurance exclusions - Lotus Insurance - The Lotus Forums - Official Lotus Community Partner Jump to content


Trackday/road insurance exclusions


Recommended Posts

Recently insured my Exige with Moris and within the exclusions is that the labour rates for any repairs in excess of £65 inc vat is NOT covered. I guess pulling the goal posts in that far takes the piss at today's specialist rates for Lotus or anything for that matter. Were lucky company's like B&C said they would split the difference for this situation so that helps. Even after leaving a message with Moris's main loss adjuster regarding this as it could render the policy potentially worthless he never even bothered to ring me back. (god help if you ever need to claim with them) The second date I had booked with them at the same time I am now able to pay an extra £25 premium to increase this up to £80 inc vat I think is still poor. 

I have since managed to get my fully comp' road insurance including 6 track days (even european) WITHOUT any labour rate exclusions atall for nearly £200 cheaper than CCI. It's even got £750 excess cover which lowers your heavy trackday excess too. Yes yet again this insurer is a very nice chap called Nigel at AIB. Hope this helps someone else looking for insurances.

  • Like 1
Link to comment
Share on other sites

Upgrade today to remove Google ads and support TLF.



88 Esprit NA, 89 Esprit Turbo SE, Evora, Evora S, Evora IPS, Evora S IPS, Evora S IPS SR, Evora 400, Elise S1, Elise S1 111s, Evora GT410 Sport

Evora NA

For forum issues, please contact the Moderators. I will aim to respond to emails/PM's Mon-Fri 9-6 GMT. 

Link to comment
Share on other sites

AIB's Excess cover was sadly excluded for track use after all but I was a little concerned as I've now got the track bug that 6 days may not have been enough. Asked about another block of 5 to be added (meant to be only 5 originally but they offered 6 to compete with other quotes) to 10 track days a year and they increased the premium by an extra £20. :driving:

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Create New...