Evora 400 insurance?

[CocoPops]

Yes, I know it's subjective and specific to owners circumstances and locations etc, but who are you insured with and for how much?

I'm at renewal time and my quote is currently £562 for:
Evora 400, 4,000 miles per annum, 6 trackdays, £600 excess (plus £1000 on track), with a tracker and garaged.
In an average postcode, 13yrs NCB etc.

Not sure how much I'm going to get it reduced by phoning round, so how does that compare to other 400 owners?
Who should I be trying based on other peoples experiences?

[JayEmm]

Seems quite high to me Lee, I'm paying less than that with less NCB and a lot more miles. That being said, my insurer don't cover trackdays

[CocoPops]

Yeh, Road insurance would need additional track cover which would be £100/time so I'd only need 1 or 2 days cover to soon bring it level, hence I'd rather take a specialist policy, but curious to know about others with similar policy cover.

[internets]

Interestingly I just had my renewal from Classicline for the same price on my S. Are you with Classicline @CocoPops?

Think its about £20 more than last year.

[CocoPops]

Competition Car Insurance.
I understand ones to try (for track cover included etc) are CCI, ClassicLine, Henderson Taylor, REIS, 1Answer, Manning

Also, to add, if I increase to 6k miles per year it adds £80 (£640 total) and if I increase to 8k miles per year, it goes to £720 (same level of cover, just increased milage).

 

[CocoPops]

Just had a quote from Manning.... £1000+

 

[internets]

I keep getting text messages from Chris Knott insurance (01424200477)  reminding me about their services and their rates are cheaper this year! although I don't think they offer track cover.

[PaulCP]

Lee, one other aspect of insurance to be aware of when comparing rates is how the insurer handles cover when in Europe. Obviously this is not a consideration for those that only drive in the UK but your circumstances are similar to ours.

We recently looked at changing insurers for Sue's car and thought we had a good price from Direct Line. However, on examining the policy we discovered that DL, like many insurers, only provide cover at 3rd party level when in Europe but will increase cover to mirror the same level as in the UK for an extra charge everytime you travel. Some insurers on the face of it appear more expensive but provide like for like cover when in Europe so could work out cheaper overall.

This is not something that I have looked into before but at my renewal time I will also be asking CCI for clarity on how they/AVIVA treat this aspect. (If I could find my policy booklet I guess it would tell me but don't know where it is and, since I don't plan on travelling to Europe before renewal in Feb, it can wait until then.

 

[CocoPops]

So I renewed last month, policy starts tomorrow, so I thought I'd better declare my recent Keying incident....

£120 extra on a £520 policy.

And people say "ahh just claim on the insurance it won't affect premiums if you have protected no claims"

I knew it would affect my policy, but I decided the £2k repair bill was more than 5yrs of increased premiums. It's going to be close, but at least it's dribbled over 5yrs rather than a 1 hit £2k bill.

Insurance fuckers!

At least that's one reason for them not to pay out prevented by declaring a claim.

[PaulCP]

6 hours ago, CocoPops said:

So I renewed last month, policy starts tomorrow, so I thought I'd better declare my recent Keying incident....

£120 extra on a £520 policy.

And people say "ahh just claim on the insurance it won't affect premiums if you have protected no claims"

 

Common misconception, they are right in that it doesn't affect NCB but the premium still goes up before the NCD is applied & until you make a claim you don't know how much

. Heads they win tails you lose

[pete]

Also not transferable 

[RJB]

Just getting quotes on the Sport 410 - Chris Knot wouldnt touch it as over £45K value, best by far is Competition Car Insurance at £480 plus they allow 6 x track days - only requirement is to fit a tracker.

[CocoPops]

Correct, CCI need a cat5 or cat6 tracker.

[RJB]

which isn't cheap but have had on the last 2 x Evoras so have ordered another :-)

 

 

[Gunner44]

On 01/12/2016 at 15:17, RJB said:

Just getting quotes on the Sport 410 - Chris Knot wouldnt touch it as over £45K value, best by far is Competition Car Insurance at £480 plus they allow 6 x track days - only requirement is to fit a tracker.

 

I'm due to pick up my 410 very soon. Please can you advise which Tracker I'd need to fit?

[CocoPops]

CCI require a cat 5 or 6 tracker.

I have a Vodafone (used to be Cobra Automotive) Connect and Protect 5.

[Gunner44]

8 minutes ago, CocoPops said:

CCI require a cat 5 or 6 tracker.

I have a Vodafone (used to be Cobra Automotive) Connect and Protect 5.

Thanks, more money but a must have I guess. I followed your blog and met Paul at Auto Curators yesterday. I trust they did a great job?

[CocoPops]

Yep, he's done 4 of my cars now. Would rate him highly, but he's not cheap

 

[Gunner44]

I know. The paint protection film is coming in at £1250 plus VAT for the front end. I'll see if there are any recommendations on here but I like the idea of going somewhere proven. I'll be insuring the car tomorrow, will try CCI and Classic line.

[CocoPops]

I used http://www.paintguard.co.uk for the film.

They fitted it whilst the car was at Auto Curators. It was no where near that much!

will find the receipt in my email, just found it. Less than £500 inc VAT.

[Gunner44]

Thanks, much appreciated!

[RJB]

Used Tracker which cost £812

[Gunner44]

Thanks for your help re tracker and paint protection film. Cheapest insurance quote £1,100 from CLI for 8,000 miles a year, 8 years NCB, no convictions, garaged etc. etc. Inc. track day and euro cover. Requires tracker. Admiral want £1200 no track day no tracker. Competition Car Insurance want £1455! Not sure what mileage you guys are doing but maybe thats the reason for the difference? 

[CocoPops]

CCI - 37yr old, garaged, tracker, 10+yr ncb, 6k miles, SDP&Commuting, inc trackdays £600

[Gunner44]

Must be my postcode. I'll clear the burnt out cars from the past 10 riots ready for next years renewal. Manning's have come in the best at £1183 but unlimited miles and track days inc. Euro cover etc. etc.