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Evora and Evora 400 Insurance


dalepearson

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I did a quick search and couldn't find an existing thread dedicated to Evora insurance, so here it goes.

I think we all appreciate discussing insurance isn't an apples to apples comparison as each person has individual circumstances, mods, location, etc but I think its still good to find out who people are using and rough pricing.

Currently 8 Years NCD on this car, 4k mileage, no track days and Social, Domestic, Pleasure and Commute

2010 Evora NA with barge boards, larini exhaust and radium induction kit declared and kept in garage with protected no claims was £314 per year with Esure.

2016 Evora 400 with no modifications, kept in garage with protected no claims is £654 per year with Esure (was expecting it to be £564, so decent increase)

Edited by dalepearson

.:: Lotus Evora 400 - Red ::.. | ..:: Tesla Model S - Midnight Silver | Renault Twizy - Brilliant Black ::..

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2011 N/A with 2bular, barge boards declared, kept on the drive - £350 with Admiral, protected NCB, legal cover etc... Had a quote from Henderson Taylor for £511 including track day cover which seemed pretty reasonable, shame I don't have the time to get on track at the moment.

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1 minute ago, Bravo73 said:

There is an entire section dedicated to insurance!

https://www.thelotusforums.com/forums/forum/43-lotus-insurance/

Damn my forum searching skills clearly suck :(

.:: Lotus Evora 400 - Red ::.. | ..:: Tesla Model S - Midnight Silver | Renault Twizy - Brilliant Black ::..

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Yep, a 400 seems to be about twice as much to insure as an N/A (with mods declared). Mine with Admiral went from c£300 to c£600. I suspect it is more to do with the value of the vehicle than the performance uplift.

Blessed with the competence to be a slave to the incapable.

Currently without a Lotus, Evora 400 Hethel Edition in Racing Green with Red leather and 2010 Evora N/A in Laser Blue and 1983 Lotus Excel LC Narrow body in Ice Blue all sadly gone.

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6k business miles, fully comp, full ncd, £350 with DirectLine.  Was £340 last year for 10k miles, still with DL

Edited by DJW

Previously owned :Exige 380,  Exige 350,  Evora 400,  Exige V6S,  Esprit GT3,  2-11 SC,  Evora S,  Elite 501

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12 minutes ago, DJW said:

6k business miles, fully comp, full ncd, £350 with DirectLine.  Was £340 last year for 10k miles, still with DL

Just did a quote with them and its a little cheaper.

I currently have zero voluntary excess, by default its £350 with them. Is this the same for you DJW?

.:: Lotus Evora 400 - Red ::.. | ..:: Tesla Model S - Midnight Silver | Renault Twizy - Brilliant Black ::..

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£350 as I've never made a claim in my life. Also don't protect my NCB as find that farcical, as they ask if you've claimed and still hike it up. From memory they wanted £44 extra for protection.  Also don't have legal aid or recovery via them.

Worth phoning them to get best price, as when I ran through new quote online it was over £400 

Edited by DJW

Previously owned :Exige 380,  Exige 350,  Evora 400,  Exige V6S,  Esprit GT3,  2-11 SC,  Evora S,  Elite 501

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  • 2 weeks later...
  • Gold FFM

Just renewed my Evora with Classicline. £472 including guaranteed value, unlimited club track days and 6 other track days, free breakdown and recovery insurance including home start. I'm not complaining at that.

I came into this world screaming and covered in someone elses blood. I'll probably leave it in the same way. 

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